Press Release: Alza.cz is now using Třetinka BankID to verify the identity of applicants for financial services. Customers now do not have to go to a branch and complete the entire service online. This also expands delivery options to all more than a thousand AlzaBoxes throughout the Czech Republic and other delivery points.
The largest Czech e-shop has innovated its Třetinka service, which allows you to pay a third of the price when making a purchase and to pay the rest all at once or gradually within three months. "Thanks to the use of bank identity, our customers no longer have to go to our branches in person to prove their identity when applying for a purchase at Třetinka. BankID allowed us to transfer even the last step to concluding the contract to the online environment," explains Jiří Kovanda, Head of Financial Services from Alza.cz. "Thus, we managed to bring shopping at Třetinka even closer to customers who are not within reach of our brick-and-mortar establishments. Thanks to the easy processing completely online, they no longer have to waste time visiting them in person." Kovanda added.
By removing the last barrier, so that the service can be fully digitized, customers buying goods on Třetinka also open up the entire spectrum of transport available when making a classic purchase on Alza.cz. To collect their orders, in addition to 41 brick-and-mortar branches, they can also use a network of almost 1 AlzaBox dispensers, delivery to more than 300 third-party delivery points or delivery to a selected address. Alza has been using the applicant's identity verification in the Třetinka service using BankID since the beginning of July. In the first 15 days of operation, 000% of contracts were already concluded in this way, without the e-shop actively offering this option to customers.
The principle of the Třetinka service is simple. When purchasing, only one third of the price is paid and the rest without any increase must be paid within three months. It is up to the buyer how to schedule the payments. This makes it possible to better distribute expenses over time and match them with income, which is used, for example, by people working on a project basis with unevenly distributed income or entrepreneurs affected by seasonal fluctuations. Before approving an order on Třetinka, the e-shop performs a credit check, for which it uses several assessment sources. If, despite this, the customer discovers that he is unable to pay the price of the goods, he can return them at any time and will only pay the payment for their rental.
